First National Bank of Omaha

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1 First National Bank of Omaha We offer a complete line up of consumer and business products and services. To learn more about our current products and services, visit a local branch or one of the following websites, which are specific to the market identified. In general, all consumer and small business products are available at all branch locations. However the delivery channel may differ based on location. If a location does not have an onsite lender, then a member of the lending group team will facilitate the customer at that or another location by appointment. For specialized commercial lending products or services, referrals to the appropriate business line can be made from branch locations and a customer meeting will be scheduled. There are no differences in products within the branch distribution channel. If a state law or regulation prohibits an activity or lending product within the state that is the only reason for a variation in products / services. Not all branches have safe deposit boxes. Deposit account rates are listed on the market specific website listed above and loan pricing is risk based and outlined on the website for consumer and small business. Consumers can apply online or by telephone for the majority of consumer products.

2 First National Bank of Omaha Market Omaha, Fremont, Columbus, North Platte, Kearney, Colorado Illinois Website CRA Assessment Area Omaha-Council Bluffs Beatrice Lincoln Counties Douglas and Sarpy (NE) and Mills and Pottawattamie (IA) Gage Lancaster Fremont Dodge Columbus North Platte Scottsbluff Grand Island Kearney Boulder Broomfield Fort Collins-Loveland Greeley Belvidere DeKalb Lake in the Hills Yorkville Butler, Madison, Platte, Antelope, Boone, Colfax, Pierce, Polk, and Stanton Lincoln Box Butte, Dawes, Scotts Bluff, Morill, and Sheridan Hall, Howard, and Merrick Buffalo, Custer, Dawson, Kearney, and Phelps Boulder Adams, Broomfield and Jefferson Larimer Weld Boone DeKalb and Kane McHenry Kendall Kansas Overland Park Johnson South Dakota Huron Mitchell Beadle, Davison, and Sanborn Yankton Yankton Texas Frisco-Plano Collin and Denton

3 Banking Accounts Checking Accounts Savings Accounts Health Savings Accounts Certificates of Deposit Individual Retirement Accounts Products Offered Consumer Loan Accounts Vehicle Loans Personal Loans Home Equity Loans Mortgage Loans Personal Lines of Credit Home Equity Lines of Credit Card Products Credit Cards Banking Cards Other Investment & Advisory Services Online Services Mobile Services Questions regarding transaction fees or cost of services should be directed to your nearest branch location. Banking Accounts Checking Accounts Savings Accounts Health Savings Accounts Certificates of Deposit Loan Accounts Small Business Loans Lines of Credit Small Business Card Products Credit Cards Banking Cards Specialized Services Global Banking Group First National Technology Solutions Cash Management Other Investment & Advisory Services Retirement Planning Online Services Mobile Services Questions regarding transaction fees or cost of services should be directed to your nearest branch location. Card Products Commercial Credit Cards Commercial Banking Cards Purchasing Cards Lending Customer Segments Agribusiness Banking Commercial Lending Commercial Real Estate Corporate Lending Commercial Lending Products U.S. Small Business Administration Loans Operating Lines of Credit Specialized Loans Term Loans Acquisition Financing Construction Financing Land Acquisition & Development Financing Permanent Financing Treasury Services Integrated Payables & Receivables ACH Origination Global Banking Foreign Exchange Remittance Processing Invoice Management Solutions Fraud Protection Solutions Other Online Services Mobile Services Technology Solutions Questions regarding transaction fees or cost of services should be directed to your nearest branch location.

4 ATM Branch Locations Omaha, Market Location Address City State Location Type Function Shadow Lake Branch 7960 Towne Center PKWY DU Papillion NE Drive-up Full Service First National - Technology Center 201 N 16th Street Omaha NE Walk-up Cash Dispense 12th & Howard Branch 1123 Howard Street Omaha NE Walk-up with Depository Full Service 84th & Brentwood Branch 7855 S 84th Street LaVista NE Drive-up Full Service 84th & Frederick Branch 8418 Frederick Street Omaha NE Drive-up Full Service 168th & Maple Branch West Maple Road Omaha NE Drive-up Full Service 168th & Giles Branch 8311 S 167th Plaza Omaha NE Drive-up Full Service David City Branch 3974th St David City NE Walk-up with Depository Full Service Bellevue Branch 2008 Pratt Ave Bellevue NE Drive-up Full Service 114th & Dodge Branch - South Dodge S #2 Omaha NE Drive-up Full Service 24th & M Branch 4827 S 24th Street Omaha NE Walk-up Cash Dispense 90th & Maple Branch 3205 N 90th Omaha NE Walk-up with Depository Full Service 114th & Dodge Branch - North Dodge N #1 Omaha NE Drive-up Full Service 132nd & Center Branch - DU 2605 S 133rd Omaha NE Drive-up Full Service 24th & Oak Branch 24th & Oak Omaha NE Drive-up Full Service 50th & G Branch 50th & G Omaha NE Drive-up Full Service 78th & Cass Branch 7818 Cass Street Omaha NE Drive-up Full Service 90th & Fort Branch 5504 N 90th St Omaha NE Drive-up Full Service Capitol Branch 16th & Capitol Omaha NE Drive-up Full Service Plaza Branch - Inside 1601 Dodge/1st Floor Omaha NE Walk-up with Depository Full Service Plaza Branch - Outside 1600 Dodge Omaha NE Walk-up with Depository Cash Dispense 133rd & Maple Branch - West West Maple W Omaha NE Drive-up Full Service First National - Tower 1621 Dodge Street Omaha NE Walk-up with Depository Full Service 132nd & Center Branch - WU 2605 S 133rd Lobby Omaha NE Walk-up Cash Dispense First National - Business Park First National Parkway Omaha NE Walk-up Cash Dispense Stony Brook Branch 5812 S 144th Omaha NE Drive-up Full Service 180th & Q Branch Welch Plaza Omaha NE Walk-up Cash Dispense 144th & Dodge Branch First National Parkway Omaha NE Drive-up Full Service 133rd & Maple Branch - East West Maple E Omaha NE Drive-up Full Service Glenwood Branch 102 South Locust St. Glenwood IA Drive-up Full Service Metro Crossing Branch 3815 Denmark Drive Council Bluffs IA Drive-up Full Service West Broadway Branch 2421 West Broadway Council Bluffs IA Drive-up Full Service 51st & Center Branch 5150 Center Street Omaha NE Walk-up Cash Dispense 175th & Center Branch 2625 S 175th Street Omaha NE Drive-up Full Service 33rd & L Branch 3305 L Street Omaha NE Drive-up Full Service 50th & Ames Branch 5006 Ames Ave Omaha NE Drive-up Full Service 13th & N Branch 134 S 13th Street Lincoln NE Walk-up with Depository Cash Dispense 27th and Pine Lake 6600 S 27th St Lincoln NE Drive-up Full Service Indian Creek Mall 2205 N 6th Beatrice NE Drive-up Full Service Northern Lights Branch 1501 North 84th Street Lincoln NE Drive-up Full Service 13th & L Branch 1340 L Street Lincoln NE Drive-up Full Service 87th & Hwy 2 Branch 8633 Andermatt Drive Lincoln NE Drive-up Full Service Fremont, Market 801 E 23rd 801 East 23rd Street Fremont NE Drive-up Full Service 626 N Main 626 North Main Fremont NE Walk-up with Depository Full Service Columbus, Market Branch rd Street Columbus NE Drive-up Full Service 315 N 4th Street 315 N 4th Street Norfolk NE Drive-up Full Service 1500 Market Lane 1500 Market Lane Norfolk NE Drive-up Full Service th Street th St Columbus NE Walk-up with Depository Full Service

5 ATM Branch Locations Location Address City State Location Type Function North Platte, Market NP Branch 201 East Francis North Platte NE Drive-up Cash Dispense Chadron Office 315 W 3rd Chadron NE Drive-up Full Service Main Bank 201 N Dewey North Platte NE Drive-up Full Service Scottsbluff Office 1926 Broadway Scottsbluff NE Drive-up Full Service Alliance Office 124 West Third St Alliance NE Drive-up Full Service Kearney, Market Grand Island 810 Allen Drive Grand Island NE Drive-up Full Service North Branch 3802 N 2nd Ave Kearney NE Drive-up Full Service Main Bank 22232nd Ave Kearney NE Drive-up Full Service Colorado Market Oak Banch 205 W Oak Ft. Collins CO Walk-up with Depository Full Service Boardwalk Branch 155 E Boardwalk Ft. Collins CO Walk-up with Depository Full Service Olive Drive Thru 201 W Olive Ft. Collins CO Drive-up Full Service North College Branch 1600 N College Ft. Collins CO Walk-up with Depository Full Service Windsor Branch 1505 Main Street Windsor CO Walk-up with Depository Full Service West Greeley Branch 92054th Ave Greeley CO Drive-up Cash Dispense Cottonwood Branch rd Ave Greeley CO Drive-up Cash Dispense Lory Student Ctr #1 Lory Student Ctr #1 Ft. Collins CO Walk-up with Depository Full Service Boardwalk Drive Up 155 Boardwalk Ft. Collins CO Drive-up Full Service Southwest Branch 2526 Hampshire Road Ft Collins CO Drive-up Full Service Loveland North Lincoln Branch 750 N Lincoln Loveland CO Drive-up Full Service Brighton Branch 1600 East Bridge Street Brighton CO Drive-up Cash Dispense Long's Peak 2305 Main Street Longmont CO Drive-up Full Service Westminster Branch 8531 Church Ranch Blvd Westminster CO Drive-up Full Service Louisville Branch 515 McCaslin Louisville CO Drive-up Full Service Iris Branch 3033 Iris Ave Boulder CO Drive-up Full Service Longmont Branch 915 S Hover Street Longmont CO Drive-up Full Service Broomfield Branch Sheridan Blvd Broomfield CO Drive-up Full Service Johnstown Branch 100 Johnstown Center DR Johnstown CO Drive-up Cash Dispense Loveland Centerra Branch 1450 N Boyd Lake Ave Loveland CO Drive-up Full Service Wellington Branch 4100 Harrison Wellington CO Drive-up Full Service Kersey Branch 3011st Street Kersey CO Drive-up Cash Dispense Platteville Branch 390 Justin Ave Platteville CO Drive-up Cash Dispense Harmony Village Branch 4603 S Timberline Rd Ft. Collins CO Drive-up Full Service FlatIron Crossing Branch 615 Interlocken Blvd Broomfield CO Drive-up Full Service Canyon Branch 1155 Canyon Blvd. Boulder CO Drive-up Full Service Illinois Market Huntley Branch Rt 47 Huntley IL Drive-up Cash Dispense Lake in the Hills West Branch 4520 W Algonquin Rd Lake in the Hills IL Drive-up Cash Dispense Lake in the Hills East Branch 2100 Algonquin Rd Lake in the Hills IL Drive-up Cash Dispense Sugar Grove Branch 36 E Galena Blvd Sugar Grove IL Drive-up Cash Dispense Yorkville Branch 109 W Veterans Parkway Yorkville IL Drive-up Cash Dispense Dekalb Greenwood Acres Branch 100 Greenwood Acres Dekalb IL Drive-up Cash Dispense Dekalb Main Branch 141 W Lincoln Hwy Dekalb IL Drive-up Cash Dispense Harvard Branch 355 S Division Harvard IL Drive-up Cash Dispense Marengo Branch 677 E Grant Street Marengo IL Drive-up Cash Dispense Belvidere Branch 1725 S State Belvidere IL Drive-up Cash Dispense Sandwich Branch 100 W Church Street Sandwich IL Drive-up Cash Dispense Sycamore Branch 511 W State Street Sycamore IL Drive-up Cash Dispense Oswego Branch 6601 Rt 34 Oswego Oswego IL Drive-up Cash Dispense

6 ATM Branch Locations Location Address City State Location Type Function Kansas Market College Branch 4650 College Blvd Overland Park KS Drive-up Full Service Metcalf Branch 9700 Metcalf Overland Park KS Drive-up Full Service Shawnee Branch 6301 Pflumm Shawnee KS Drive-up Full Service Antioch Branch 8800 W 135th Overland Park KS Drive-up Full Service Fairway Branch 2828 Shawnee Mission Fairway KS Drive-up Full Service Blackbob Branch S Alden St Olathe KS Drive-up Full Service South Dakota Market 332 Broadway 332 Broadway Yankton SD Drive-up Full Service Main Bank Mitchell 210 North Lawler Mitchell SD Drive-up Full Service Huron Drive up 79 Second St SW Huron SD Drive-up Cash Dispense Texas Market First National Bank Southwest 1300 Preston Road Plano TX Drive-up Full Service First National Bank Southwest 9161 Teel Parkway Frisco TX Drive-up Full Service First National Bank Southwest 4500 Preston Road Frisco TX Drive-up Full Service First National Bank Southwest 2913 Legacy Drive Plano TX Drive-up Full Service

First National Bank of Omaha

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