Annual Summer Conference and Investment Conference. June 16-20, 2019 Sandestin Golf and Beach Resort

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Annual Summer Conference and Investment Conference June 16-20, 2019 Sandestin Golf and Beach Resort

Join us Annual Summer Conference and Investment Conference Sunday, June 16 to Thursday, June 20 Sandestin Golf and Beach Resort Hosted by: First National Bankers Bank FNBB Services Corp. FNBB Capital Markets, LLC FNBB Insurance Agency, LLC The Bankers Bank of Kentucky Community Bankers Bank Atlantic Community Bankers Bank This year we will host the meetings at the Baytowne Conference Center. Attendees will also enjoy accommodations at The Village and Grand Sandestin, which is walking distance to the meetings and all of the family functions throughout the conference. We have planned new and exciting activities for children of all ages. The attire is casual and comfortable. We are enthusiastic about the 34th Annual Summer Conference and hope that you will join us in June. Schedule The schedule is a snap shot of the activities that are planned for the conference. All of the activities on the schedule are open to the registrant and their guests. The meetings and social activities are held throughout the Sandestin property, concentrating in the Baytowne Village area. New on the conference agenda this year are two Breakfast Sessions. Bingo and the Closing Ceremonies are the only events that are divided into groups by age. Each group will participate in age appropriate activities. Sunday, June 16, 2019 2:00 p.m. to 6:00 p.m. Conference Registration 4:00 p.m. Check-in 7:00 p.m. to 9:30 p.m. Welcome Reception Monday, June 17, 2019 7:00 a.m. to 9:30 a.m. Breakfast 8:00 a.m. to 11:00 a.m. Business Meeting 1:00 p.m. to 5:30 p.m. Golf Tournament Tuesday, June 18, 2019 7:00 a.m. to 9:30 a.m. Breakfast 7:15 a.m. to 7:45 a.m. Breakfast Session (new) 8:00 a.m. to 11:00 a.m. Business Meeting 10:00 a.m. to 11:30 a.m. Bingo 6:30 p.m. to 10:00 p.m. Dinner & Entertainment Adults 13 years to 17 years 10 to 12 years 4 to 9 years Wednesday, June 19, 2019 7:00 a.m. to 9:30 a.m. Breakfast 7:15 a.m. to 7:45 a.m. Breakfast Session (new) 8:00 a.m. to 11:00 a.m. Business Meeting 8:00 a.m. to 5:00 p.m. Day at the Beach

Guest Speakers We are honored to have the following ladies and gentlemen speak at our conference this year. ANDREW BEEDLE, PH.D. Chief Digital Strategist KBS Results LLC Bringing Your Data to Life TERRY CREWS Actor, Activist, Best-Selling Author, and Former Athlete A Morning with Terry Crews Arrangements for the appearance of Terry Crews made through Greater Talent Network, LLC., New York, NY DIMA GHAWI Dima Ghawi, LLC Dare to Thrive Elevating Employee Engagement LACY H. HUNT, PH.D. Executive Vice President & Chief Economist Hoisington Investment Management Co. Structural and Cyclical Impediments to Global Prosperity TERRI SANDS, CAMS-AUDIT, AAP, CFE, ACT SPECIALIST Founder Secura Risk Management Faster Payments: The Need for Speed... or Not LOREN C. SCOTT, PH.D. President Loren C. Scott and Associates, Inc. Regional Economic Update KIM SNYDER, CPA, CGMA President & Founder KBS Results LLC Using Digital Behavioral Marketing to Cross-Sell Current Customers and Attract New Ones ROGER C. TUTTEROW, PH.D. Professor of Economics & Director, Econometric Center Department of Economics, Finance and Quantitative Analysis Michael J. Coles College of Business Kennesaw State University GERRIT VAN DE WETERING Director, U.S. Regional & Community Bank Team BMO Capital Markets Interest Rate Hedging Best Practices and Strategies for Community Banks The Economic, Political and Business Climate

Book online: http://www.sandestin.com/2374wp.aspx Sandestin Group Reservations Call 800.320.8115 or Fax: 850.267.8221 HOUSING REQUEST FORM FIRST NATIONAL BANKERS BANKSHARES 2019 ANNUAL MEETING Tuesday, June 11, 2019-Sunday, June 23, 2019 GROUP CODE: 2374WP Name Number in Party: Adults Children Company Name Business Phone Address E-Mail City State Zip Sharing With Arrival Day/Date Departure Day/Date Your cut-off date for reservations is Sunday, May 12, 2019, after which rooms will be sold on a space-available basis. ACCOMMODATIONS AND RATES A deposit of one night s room rate is required to secure rooms. All room rates quoted DO NOT include 12% fees and 11% taxes. Please circle your preferred accommodations. All requests are subject to availability at time booking request is received. Any other type of accommodation besides what is in your block will vary in cost depending on location. Rooms will be made available three days prior and three days post event on a space-available basis. ACCOMMODATION DAILY RATE ACCOMMODATION DAILY RATE Beachside Studio* $306.00 Lakeside 3 Bdrm $390.00 Beachside 1 Bdrm* $359.00 Lakeside 4 Bdrm $475.00 Beachside 2 Bdrm* $498.00 Villa Lago 4 Bdrm* $446.00 Beachside 3 Bdrm* $629.00 Bayside at Sandestin-Guest Room $172.00 Westwinds 1 Bdrm* $369.00 Bayside at Sandestin-1 Bdrm Suite $197.00 Westwinds 2 Bdrm* $519.00 Village 1 Bdrm $228.00 Westwinds 3 Bdrm* $640.00 Village 2 Bdrm $338.00 Southside 2 Bdrm $319.00 Village 3 Bdrm $425.00 Southside 3 Bdrm $425.00 LeJardin 3 Bdrm $464.00 Beachwalk 2 Bdrm Loft $311.00 Grand Complex Studio $217.00 Luau Studio $228.00 Grand Complex 1 Bdrm $244.00 Luau 1 Bdrm $248.00 Grand Complex 2 Bdrm $348.00 Luau 2 Bdrm* $359.00 Grand Complex 3 Bdrm $457.00 Luau 3 Bdrm* $436.00 A minimum stay of 5 nights is required on Beachfront accommodations; a 3-night minimum is required on Luau 2 and 3-bedroom units; and a 4-night minimum is required on Villa Lago units. The Grand Complex consists of accommodations in the Grand Sandestin, Lasata, Bahia, and Elation IF ONE OF THE ABOVE ROOM TYPES ARE UNAVAILABLE ON-LINE, PLEASE CALL OUR RESERVATIONS DEPARTMENT AT 800-320-8115 TO CHECK FOR AVAILABILITY. Deposit is refundable in the event of individual room cancellation, provided notice is received by Sandestin seven days prior to scheduled arrival date. Any remaining balance will be charged within 7 days prior to arrival. If cancelling within 7 days of arrival, there will be forfeiture of entire reservation amount. BOOK ONLINE AT www.sandestin.com and enter group code 2374WP

Registration Arrival: Departure: Registrant Name: Title: Bank Name: Mailing Address: City, State, Zip: Telephone: Email: Please mark the appropriate box for the functions that you will be attending. Sunday, June 16 Welcome Reception Monday, June 17 Breakfast Business Meeting Golf Tournament Handicap Tuesday, June 18 Breakfast Breakfast Session Business Meeting Dinner & Entertainment Wednesday, June 19 Breakfast Breakfast Session Business Meeting Guest Registration Guest 1: Spouse Child (under 18 yrs) Age Welcome Reception - Sun., June 16 Breakfast - Mon., June 17 Golf Tourn. - Mon., June 17 Handicap Breakfast - Tues., June 18 Breakfast Session - Tues., June 18 Bingo - Tues., June 18 (Adults) / (13-17 yrs) / (10-12 yrs) / (4-9 yrs) Breakfast - Wed., June 19 Breakfast Session - Wed., June 19 Guest 2: Spouse Child (under 18 yrs) Age Welcome Reception - Sun., June 16 Breakfast - Mon., June 17 Golf Tourn. - Mon., June 17 Handicap Breakfast - Tues., June 18 Breakfast Session - Tues., June 18 Bingo - Tues., June 18 (Adults) / (13-17 yrs) / (10-12 yrs) / (4-9 yrs) Breakfast - Wed., June 19 Breakfast Session - Wed., June 19

Guest 3: Spouse Child (under 18 yrs) Age Welcome Reception - Sun., June 16 Breakfast - Mon., June 17 Golf Tourn. - Mon., June 17 Handicap Breakfast - Tues., June 18 Breakfast Session - Tues., June 18 Bingo - Tues., June 18 (Adults) / (13-17 yrs) / (10-12 yrs) / (4-9 yrs) Breakfast - Wed., June 19 Breakfast Session - Wed., June 19 Guest 4: Spouse Child (under 18 yrs) Age Welcome Reception - Sun., June 16 Breakfast - Mon., June 17 Golf Tourn. - Mon., June 17 Handicap Breakfast - Tues., June 18 Breakfast Session - Tues., June 18 Bingo - Tues., June 18 (Adults) / (13-17 yrs) / (10-12 yrs) / (4-9 yrs) Breakfast - Wed., June 19 Breakfast Session - Wed., June 19 Guest 5: Spouse Child (under 18 yrs) Age Welcome Reception - Sun., June 16 Breakfast - Mon., June 17 Golf Tourn. - Mon., June 17 Handicap Breakfast - Tues., June 18 Breakfast Session - Tues., June 18 Bingo - Tues., June 18 (Adults) / (13-17 yrs) / (10-12 yrs) / (4-9 yrs) Breakfast - Wed., June 19 Breakfast Session - Wed., June 19 Cost Summary Registration Fee...$ 2,000.00 additional adults @ $300.00 = additional children @ $150.00 = TOTAL FEES = Additional Guest A fee will be charged for additional guests over the 5 guest minimum. The charges are as follows: $300 per adult and $150 per child. Guest 6: Spouse Child (under 18 yrs) Age Welcome Reception - Sun., June 16 Breakfast - Mon., June 17 Golf Tourn. - Mon., June 17 Handicap Breakfast - Tues., June 18 Breakfast Session - Tues., June 18 Bingo - Tues., June 18 (Adults) / (13-17 yrs) / (10-12 yrs) / (4-9 yrs) Breakfast - Wed., June 19 Breakfast Session - Wed., June 19 Guest 7: Spouse Child (under 18 yrs) Age Welcome Reception - Sun., June 16 Breakfast - Mon., June 17 Golf Tourn. - Mon., June 17 Handicap Breakfast - Tues., June 18 Breakfast Session - Tues., June 18 Bingo - Tues., June 18 (Adults) / (13-17 yrs) / (10-12 yrs) / (4-9 yrs) Breakfast - Wed., June 19 Breakfast Session - Wed., June 19 Method of Payment Please debit my account. ABA# Check enclosed Please make check payable to FNBB and mail to: P.O. Drawer 80579 Baton Rouge, LA 70898-0579 Please send an invoice. Credit Card Payment (Visa and MasterCard only) https://www.bankers-bank.com/events/payment-portal

Registration Registration Fee for the conference is $2,000 Conference Registration Fee Includes: 1 Conference Registrant and 5 Guests (6 attendees total) All Sessions and Conference Materials All Coffee Breaks 3 Breakfast Buffets 2 Evening Receptions Additional guests over the 5 that are included in the registration fee will be charged the following fees to attend all functions of the conference: $300 per additional adult (over age 17 years) $150 per additional child (ages 4 to 17 years) Accommodations Accommodations will be booked directly with Sandestin Golf & Beach Resort by faxing the enclosed Housing Request Form to 850-267-8221. Reservations are booked on a first-come, first-serve basis. The deadline for reservations is Thursday, May 12, 2019. If you have questions regarding a specific reservation, you can call Sandestin Group Reservations at 800-320-8115. How to Register Three ways to register for the conference: Mail registration form to FNBB Attn: Summer Conference PO Box 80579 Baton Rouge, LA 70898-0579 Fax registration form to 225-952-0804 Register online at www.bankers-bank.com and click on Events and find the conference by date and click More to register online. REGISTRATION DEADLINE: The deadline to register for the conference is June 7, 2019. No registrations will be accepted past this date. CANCELLATION POLICY: A $500 cancellation fee will be charged for all conference registration cancellations received after June 7, 2019. New This Year We will be hosting two Breakfast Sessions this year. Tuesday, June 18 7:15 AM to 7:45 AM Dima Ghawi - Dare to Thrive Dima uses her powerful teaching tool to encourage women to face and conquer their internal limitations and elevate their confidence. Wednesday, June 19 7:15 AM to 7:45 AM Kim Snyder and Andy Beedle Bringing Your Data to Life Join us for an exciting demo of a new dynamic dashboarding solution that brings together previously disparate data points into a single, simple-to-understand view. Be one of the first to see how this tool will help you drive personalized sales based upon your individual customers information.

PRSRT STD U.S. POSTAGE BATON ROUGE, LA PERMIT NO. 1580 7813 Office Park Blvd. Baton Rouge, LA 70809 Please Join Us! Please Join us!