HSBC S PAYME FOR BUSINESS APP READY FOR DOWNLOAD

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News Release 22 March 2019 HSBC S PAYME FOR BUSINESS APP READY FOR DOWNLOAD Businesses can now download the app and start accepting real-time digital payments via a mobile device from PayMe users Transaction fees for merchants waived until 30 June, 2019 Consumers can make purchases at 45 participating merchants at launch HSBC s PayMe today announced that PayMe for Business, its new person-tomerchant (P2M) payments app, is now available for download from the Hong Kong Apple App Store* and Google Play **. With no set-up costs, HSBC Business Banking customers in Hong Kong can start using PayMe for Business to accept digital payments via a mobile device anytime, anywhere from nearly 1.5 million PayMe users. As an early bird offer, HSBC is waiving merchant transaction fees until 30 June, 2019. Consumers can look out for a PayMe sign at 45 participating merchants***. Using the latest version of the PayMe app, they can make a payment by activating the scanner with a simple swipe to the left, and then scan the dynamic PayCode provided by the merchant. Payment authorisation will be completed in a matter of moments. Greg Chapman, Head of PayMe, HSBC, said, Recent beta testing has given us invaluable merchant and consumer insights, allowing us to refine the user experience before today s launch. We re thrilled to have launched the app knowing that it was co-designed with our customers, and we look forward to continue building out new features to support all their business needs and help them grow. The PayMe for Business app has no limits on payment collections amount and enables merchants to instantly transfer money to their HSBC Business Banking account and access their money in real time. It also offers features to help them gain insight into their business performance, as well as easily export transaction histories into compatible business accounting software. HSBC Business Banking customers can get started by downloading the PayMe for Business app, completing the brief set up using their HSBC Business Internet Banking details and start collecting payments right away. A Business Starter Guide (www.payme.hsbc.com.hk/business-starter-guide) providing more detailed information is available for merchants and their staff in need of help, as well as PayMe Customer Service support available within the business app. This news release is issued by The Hongkong and Shanghai Banking Corporation Limited Registered Office and Head Office: 1 Queen s Road, Hong Kong SAR Web: www.hsbc.com.hk Incorporated in the Hong Kong SAR with limited liability

HSBC s PayMe will soon introduce PayMe Perks featuring special offers such as discounts and limited edition F&B items exclusive to PayMe customers at participating merchants. More details will be revealed in the coming weeks. PayMe customers attending this year s Taste of Hong Kong festival, running until 24 March, will be able to pay with the app at selected merchants, with dedicated PayMe queues to help them skip the line. They can also access the PayMe Garden, exclusively designed for PayMe users, to relax and charge their phones, simply by showing the PayMe app. *Apple and Apple logo are registered trademarks of Apple Inc. in U.S. and other countries. Apple Store is the service trademark of Apple Inc. **Google Play is the trademark of Google Inc. ends/more Note to editors: Marketing images for media usage - PayMe for Business is Now Available for Download

***Each merchant will be able to use PayMe for Business to collect money at a designated shop. Below are stores that accept PayMe as of launch, with new merchants to be continually added: Dining Stores What do they sell? Address Bringing you the best Unit C, G/F, 15 18 Grams Specialty premium local roast coffee Cannon Street, Coffee is our ultimate goal. Causeway Bay Appendix Coffee & Bar DAMA Juice DaSHU Ding s Kitchen Ding's Club Food Expression KONG by Bread & Beast Coffee and bar restaurant serving innovative cocktails. Juice bar with cold-pressed smoothies, juices and salads. Savoury lunch box supplier with delivery services. Authentic traditional Cantonese cuisine with seasonal ingredients and dishes. Offers an la carte and set menu for diners to experience the essence of Cantonese cuisine. Gourmet reinvented. Fast and easy. Established in since 2009. Neo-HK dining, cocktail and craft beer bar concept. CNN Travel Top 10 New Restaurants 2019. 3/F, Tower 535, 535 Jaffe Road, Causeway Bay G/F, No.33 Gough Street, G/F, No.33 Gough Street, 21/F, V Point, No.80 Tang Lung Street, Causeway Bay 23/F, H Queen s, No.80 Queen s Road, HOK70, Level 1, Hong Kong Station, G/F, 3 Swatow Street, Wan Chai

The Drunken Pot The Flying Winemaker Van Gogh SENSES Vida Coffee Stand The modern 5 in 1 hot pot. Provides unique integrated wine offerings to customers in a fun environment with a professional voice. Van Gogh art-themed restaurant and gift shop with exclusive license from the Van Gogh Museum in Amsterdam. A caffeine joint for people in the neighbourhood to congregate. Restaurant 1, 2/F, 8 Observatory Road, Tsim Sha Tsui 2003B, 20/F, Arion Commercial Centre, 2-12 Queens Road West, Sheung Wan Shop 208, 1881 Heritage, 2A Canton Road, Tsim Sha Tsui Shop 220-1, 2/F, The Galleria, 9 Queen's Road, Fashion & Beauty Stores What do they sell? Address Dearest Limited HK original aromatic jewellery. Room 28, 2/F, Willy Commercial Building, 28 Wing Kut Street, Sheung Wan LOOKRIGHTT Lucky Embroidery Miss Julie Mushroom Trendy clothing and sneaker store. Established in 1975, Lucky Embroidery is over 40 years old. Provides inhouse embroidery and a great variety of Qun Kwas. Jewellery made from natural gems, shell pearls and semi-precious stones. Selling various beautiful things to make your day happier. Room 1307B, 13/F, Good Hope Building, No.5 Sai Yeung Choi Street South, Mong Kok Flat 202, 2/F, New Landwide Commercial Building, 73 Kimberley Road, Tsim Sha Tsui 1/F, 28 Gough Street, Shop 12, 6/F, Langham Place, 8 Argyle Street, Mong Kok

No.8 Obellery Studio Ltd Custom and ready-made bridals, couture and qipao. Jewellery studio with artisan crafts, designer jewellery and handmade jewellery workshops. Shop 8, G/F, Western Market, 323 Des Voeux Road, Sheung Wan Unit H403, Block B, PMQ, 35 Aberdeen Street, Parfumerie Trésor The first and only niche artistic perfume boutique in Hong Kong. G/F, 18 Upper Station Street, Sheung Wan SHHH Shhh is a by-appointmentonly salon and hair spa in Hong Kong. G/F, 94 Hollywood Road, The LOFT Bridal Founded and run by ex- Céline and Lane Crawford buyer, Jacqueline Au, The LOFT Bridal brings an unparalleled edit of the most covetable names in bridal fashion. 2/F, 8 On Wo Lane, Lifestyle & Others Stores What do they sell? Address 4ward Fitness A 24-hour Korean fitness facility. 2/F, MPM Plaza, 11 Nelson Street, Mong Kok 513 Paint Shop 513 Paint Shop is a boutique paint shop bringing eco-friendly and non-toxic paints for interiors. Unit S513, PMQ, 35 Aberdeen Street, ABC Cooking Studio Japanese culinary school for cooking, bread and cake making. Shop 108-109, 1/F, K11 Art Mall, 18 Hanoi Road, Tsim Sha Tsui

Bronster Co. Ltd CAKE OPTION Photo and video equipment and electronic gadgets retailer, serving photography and videography experts since 1985. Professional custom cake styling and advanced ingredients producer. Unit 407, Wing On Plaza, 62 Mody Road, Tsim Sha Tsui Room M, 12/F, King Win Factory Building, 65-67 King Yip Street, Kwun Tong Catchy Box Limited Master of Japanese sake and alcoholic drinks. Room P1, 10/F, Kaiser Estate Phase 3, No.7-11 Hok Yuen Street, Hung Hom Dam Dam Birdnest Limited Instant health food store (including ready-to-serve bird's nest and other traditional Chinese tonics). Unit E2, 6/F, Block 3, Camel Paint Building, 60 Hoi Yuen Road, Kwun Tong Daniel Tam Photography Representing the top 20 photographers on the web, with over 100 international awards, portrait photography, interior and product shooting. Flat C, 1/F, Block C, Chin Fat Factory Building, 3 Tsat Po Street, San Po Kong Danz Avenue Dance and fitness studio with a wide range of different classes. Unit 34-37, 6/F, Beverley Commercial Centre, Chatham Road South, Tsim Sha Tsui Erika Yoga Limited EVRbeauty We provide India Traditional Yoga, Yoga Fit and Relaxation Yoga. Professional laser hair removal service with the most advanced technology and remarkable service. Room A, 10/F, Capri Building, 130 Austin Road, Tsim Sha Tsui 8E, 8/F, Emperor Watch & Jewellery Building, 8 Russell Street, Causeway Bay

GAIA Holistic Living Gusteau's Hong Kong Hiu Fung Ltd Jouer Atelier Le' Sean M FLORIST MINI SHOP Niccoloo Strings Shabibi Sheep Workshop Yoga. Healing. Wellness. For the nourishment of body, mind and soul. Premium gourmet and lifestyle store. Premium meats, 100% made in HK sausages, homeware and lifestyle gadgets. Exclusive, traditional skincare products in Hong Kong. Jouer Atelier is a treasure trove of creative pastry treats, innovative artwork and decorative curios. Artificial flowers by an award-winning florist. Hong Kong s premier online florist. Hong Kong, South Korean and Japanese accessories. String instruments and accessories shop in Hong Kong. Fair-faced concrete home decor creations, designed and handcrafted in Hong Kong. Room 1813, Wellborne Commercial Centre, 8 Java Road, North Point G/F, 24 Wing Cheung Street, Morrison Hill, Wan Chai No.2, G/F, Hi Tech Centre, 9 Choi Yuen Road, Sheung Shui G/F, 1 Sau Wah Fong, Wan Chai F7A, 1/F, Fashion Walk, 27-47 Paterson Street, Causeway Bay Flat A, 4/F, Pak Fook Industrial Building, 615 Tai Nan West Street, Cheung Sha Wan Shop M12, Sino Centre, No.582-592 Nathan Road, Mong Kok Room 501, Keen Hung Commercial Building, 80 Queen's Road East, Wan Chai Shop 106, The Mills, Tsuen Wan

Simply Bowls Institute Limited The first lawn bowls school in Hong Kong. Room A, 11/F, Vulcan House, 21-23 Leighton Road, Causeway Bay SLEEEP A multi-award winning capsule hotel blending design, technology and humanity providing hourly booking recharge pods for busy urbanites. 242 Queen's Road, Sheung Wan Tavolo Kids Living Meticulously selected luxury furniture and living products from all over the world. Room 904-905, 9/F, Kornhill Plaza Office Tower, Quarry Bay SVF License Number: SVFB002 The Hongkong and Shanghai Banking Corporation Limited The Hongkong and Shanghai Banking Corporation Limited is the founding member of the HSBC Group, which serves our customers through four global businesses: Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets, and Global Private Banking. The Group serves customers worldwide in 66 countries and territories in our geographical regions: Europe, Asia, North America, Latin America, and Middle East and North Africa. With assets of $2,558bn at 31 December 2018, HSBC is one of the world s largest banking and financial services organisations. ends/all