CITI REWARDS. Special gifts for Mum & Dad!

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FRAUD PROTECTION CITI REWARDS Your card is as good as cash. Protect it. Special gifts for Mum & Dad! world privileges Malaysia and Abroad Life. Living.

1 FRAUD PROTECTION CITI REWARDS Your card is as good as cash. Protect it. Special gifts for Mum & Dad! world privileges Malaysia and Abroad Life. Living. While every effort is made by Citibank to ensure that your credit card is protected against fraudulent use, there are some proactive measures that you, too, can take. Here are some useful tips you can practice to help safeguard your Citibank Credit Card. Fraud prevention on credit card- Do s & Don ts Here s your chance to reward your parents on this Mother s and Father s Day with our special selection of premium redemption offers. We ve made it even more convenient now with an exclusive gift wrapping service for just 3,000 Rewards points. It s a truly hassle free way to show just how much you love them! Hurry, promotion ends 30 June MAY 2009 Smart spenders get more at Suria KLCC. DO S Receiving New/Renewed Cards When you receive your new/renewal/replaced credit card, always check that the card is in your name, and that the sealed package is not compromised. Immediately contact the Bank if the card is not yours, or if the seal has been tampered with. Please destroy your old/expired/unusable card by cutting it into several pieces ensuring that the chip and magnetic stripe portion is completely damaged immediately upon the receipt of your renewal credit card. Immediately sign on the signature panel at the back of your card upon receipt. Safeguarding your PIN When you receive your PIN, please check that the sealed envelope has not been opened or tampered with. Immediately call the Bank if the seal is broken or opened. Memorise your PIN immediately and destroy the PIN envelope. Go to the nearest Branch/ATM to change your PIN. Using your Card at Retail Outlets Treat, value and protect your cards as if they were cash, keep your card secured and ensure that it is in your possession at all times. Ensure that you check the quality of the goods, products or services and reliability of the retailer before making purchases. Check and ensure that the card you receive after a transaction at a merchant is yours. Ensure that you authorise all credit card use (face-to-face or on Phone/Internet). Void incorrect charge slips before you sign a new one. DON TS Safeguarding your Card Never leave your credit card in an unsecured place, lying around at home or in the office where someone can have access to it. If you do not want to use your card, keep it in a safe and secure place. Don t leave your credit card in your glove compartment of your car to prevent card theft. Never sign a blank receipt. When you sign a receipt, draw a line through the blank spaces above the total. Do not lend your card to anyone. Your card is not transferable. Coffee Bean & Tea Leaf 4 x RM25 Voucher Code: Rewards Points: 20,000 Valid till 22 Sept 2009 QIJI King Fitted Bedsheet Set - Tender Mist (Embroidered) Code: Rewards Points: 34,000 Fast-Track: 5,000RP + RM160 Code: Rewards Points: 37,000 Fast-Track: 5,000RP + RM176 QIJI King Comforter Only Tender Mist (Embroided) Code: Rewards Points: 57,000 Fast-Track: 15,000 RP + RM231 Code: Rewards Points: 60,000 Fast-Track: 15,000RP + RM248 Braun Shaver 3 Series (380) Code: Rewards Points: 86,000 Fast-Track: 25,000RP + RM336 Code: Rewards Points: 89,000 Fast-Track: 25,000RP + RM352 Braun Lady Shaver (LS5160) Code: Rewards Points: 92,000 Fast-Track: 25,000RP + RM369 Code: Rewards Points: 95,000 Fast-Track: 25,000RP + RM385 Panasonic Juicer (MJ-70M) Code: Rewards Points: 38,000 Fast-Track: 5,000RP + RM182 Code: Rewards Points: 41,000 Fast-Track: 15,000RP + RM143 DKNY Ladies Watch (NY4402) Code: Rewards Points: 136,000 Fast-Track: 40,000 RP + RM528 Code: Rewards Points: 139,000 Fast-Track: 40,000 RP + RM545 Armani Gents Watch (AR0404(M)) Code: Rewards Points: 120,000 Fast-Track: 40,000 RP + RM440 Code: Rewards Points: 123,000 Fast-Track: 40,000 RP + RM457 Philips 32 LCD Flat TV (32PFL3403S) Code: Rewards Points: 348,000 Fast-Track: 80,000 RP + RM1,474 Additional 5 working days required for delivery Any purchase of RM500 and above? Just convert to Citibank FlexiPayment Plan and pay from RM18 per month. Call

Smart spenders get more at Suria KLCC. Spend smart by shopping at Suria KLCC.

Instant reward redemption with discounted Rewards points Redeem items from Philips, Thermos and Nokia instantly with discounted Rewards points.

Earn 3X Rewards points Check below for participating merchants SURIA KLCC Mall CAMPAIGN Citi Rewards Instant Redemption Participating Merchants: Ang Eng Collectibles Anya Hindmarch Armani Exchange

2 Smart spenders get more at Suria KLCC. Spend smart by shopping at Suria KLCC. Your Citibank credit card now lets you enjoy: Guaranteed 3X Rewards points Boost your Rewards points at participating merchants from now till 30 June Instant reward redemption with discounted Rewards points Redeem items from Philips, Thermos and Nokia instantly with discounted Rewards points. Visit our redemption counter located in Ampang Mall Rotunda from now till 23 May Citibank credit cards. Making every Ringgit work harder for you. Earn 3X Rewards points Check below for participating merchants SURIA KLCC Mall CAMPAIGN Citi Rewards Instant Redemption Participating Merchants: Ang Eng Collectibles Anya Hindmarch Armani Exchange Axxess Bally Banana Republic BCBG Maxaria Bioxil Skin Lab Bonia Natural Braun Buffel CK Access CK Calvin Klein Coolshades DKNY DNT Unisex Saloon & Fashion Eclipse Escada FCUK Fusion Salon G2000 GAP & GAP Kids Girls Golden Legacy Crystal Guess & Guess Kids Hush Puppies Karen Millen Koryo-Won Lacoste Lancel La Senza Levi s Marc Jacobs Marks & Spencer Memory Lane Miss Whatever Motherclub Mulberry Parkson Party Princess Paul Smith Polo Jean Company Porosus Raoul REPLAY RISIS Rock Corner Royal Doulton Tearproof Teddy Tales Tenmoku Pottery The Nail Parlour Topman Topshop Toycity Toys R Us Universal Traveller Shop ZARA ZARA Men Terms and conditions apply. Refer to citibank.com.my for full details of this offer. 3X Rewards points not applicable for Shell, Ready Cash, Cash Back, Giant cards and Citibank ATM & Debit card. Rewards points will be credited into cardmember s account within 6 to 8 weeks after the end of the promotion. A maximum of 100,000 Rewards points per customer throughout the promotion period applies. Health & Beauty 2 facials at RM98 only (total value worth RM330) 7 Haven Chakra Holistic Therapy (Face) & Hydrating Therapy plus FREE Adonis Skin Care Products worth RM48 (while stocks last) Valid at all Adonis outlets nationwide % Valid for first trial and one redemption per cardmember only 20% off on standard entry package Level 7, Menara Citibank % Holiday Inn Glenmarie % Citibank Privilege Health RM130 (RM200) with FREE GGT Test (worth RM35) & Urine Micro Albumin (worth RM30) Citibank Basic Health RM25 (RM50) Valid till 31 Oct 2009 Valid at Pathlab outlets nationwide % Customer Care Line Please fast for hours prior to the test. However, plain water can be taken. c.c 4017 Affordability or flexibility? Enjoy both with Citibank FPP. You don t just get to choose the monthly repayment amount, but also the repayment period. Now, make any purchase from anywhere around the world and pay for it by affordable monthly instalments with just a phone call. Minimum purchase amount RM500 per transaction Instalment rate of 9.88% per annum Flexible tenures available Here s an example of how FPP works: Bank at your own convenience with CitiPhone Express Self Service Phone Banking Call our 24-hour CitiPhone Banking using the number below: (Kuala Lumpur), (Penang), (Johor) Perform rewards redemption in 4 simple steps! Check out what else Self Service Phone Banking can offer! With a Telephone Personal Identification Number (TPIN), you can: Perform transfers and payment within your own accounts Check recent transaction details Request for statements and more Do not have a TPIN? Speak to our friendly CitiPhone officers. For assistance from our CitiPhone officers at any point of time, press 0 MORE FROM YOUR CARD Purchase Amount (RM) Monthly Repayment 12 months 18 months 24 months 30 months 36 months , , , , How to activate FPP? 1. Make purchase of at least RM500 per transaction. 2. After your purchase or when you receive your statement (before your payment due date), select the purchase you wish to convert to FPP and decide on the repayment tenure. 3. Call anytime, any day to activate your FPP. 4. No documentation required. And it s done! Your first instalment will be shown in your next statement. Terms and conditions apply. Please refer to citibank.com.my Rewards Redemption & Inquiries Language selection, press 1. English 2. Malay 3. Mandarin Press 1 1 to key in DOB in the order of DD/MM/YY 4 Press 5 for Rewards Redemption & Inquiries Key in % Credit Card Number 2 3 Current Rewards Points Balance Perform Redemption

OTHERS Cool Armor Security & Solar Tint: RM499 for Saloon car (RM1,800 & above) RM599 for MPV (RM2,400 & above) Fully imported from North America Front & back windscreen - Solar Tint 4 side windows -

caused by glass shards CARs International Customer Service Hotline % 1300 88 1838 www.cool-armor.

3 OTHERS Cool Armor Security & Solar Tint: RM499 for Saloon car (RM1,800 & above) RM599 for MPV (RM2,400 & above) Fully imported from North America Front & back windscreen - Solar Tint 4 side windows - Security Tint JPJ Compliant Suitable for Smart-Tag use 25-Year warranty for security films 5-Year warranty for solar films Rejects 99% of harmful UV rays and cuts off infrared heat Prevents injuries caused by glass shards CARs International Customer Service Hotline % Valid for Citibank CitiBusiness, Gold or Cash Back Gold cardmembers only Advance booking for installation is required Valid in Klang Valley, Johor Bahru, Melaka & Penang only Additional 10% off* on all mattresses and sofabeds on sale storewide Up to 70% off** selected bed frames, sofabeds and pillows. ** Petaling Jaya Ampang % / *While stocks last 20% off on full priced bargain books 10% off all air freight magazines The Gardens Mall % Berjaya Times Square % The Curve % Tropicana City Mall % Queensbay Mall, Penang % Offer excludes nett priced items, newspapers, magazines, non-stock special orders, corporate purchases, gift vouchers, gifts, stationery and other concessionaire items Dear Valued Cardmember, We are pleased to inform you that beginning 20 March 2009 until 31 March 2010, we have reduced the tiered finance charges for all Citibank cardmembers. At Citibank, we believe in giving our loyal card members value as well as the opportunity to maintain your current lifestyle, despite the economic slowdown. With this interest rate reduction, you will be able to stretch your money and continue to enjoy the privileges accorded only to Citibank cardmembers. The table illustrates the savings that you will enjoy by making at least the minimum payment promptly each month. Assumptions: Account has outstanding balance, hence the 20 days interest free period is not applicable. Payment due date is 20 days after statement date. Customer makes minimum payment of RM500 each month. No new retail transactions are made after 1st month s statement. We would also like to encourage you to continue to make prompt payments as this would mean savings on interest costs and late fee charges. For your convenience, Citibank credit card payments can be done via online transfer, interbank Giro, cheque drop boxes at our branches, cheque mail-in or by simply walking into our branches. As part of our focus in helping you spend smartly, we ve created some great offers just for you in the following pages. These offers have been designed to give you more savings, yet still fulfill your lifestyle needs, every time you use your Citibank credit card. Be it rebates or evergreen Reward points, we aim to provide you with more value on your daily purchases. By choosing the right Citibank credit card that suits your lifestyle, you will be able to enjoy life to its fullest. So, take out your Citibank credit card and start spending smartly now! Yours sincerely, Vipin Agrawal Business Director Cards & Unsecured Loans Reduced Interest Rate Tier 1 Tier 2 Tier3 Finance Finance Finance Charges of Charges of Charges of 13.5% per annum 16% per annum 17.5% per annum Outstanding Balance RM 10, RM 10, RM 10, Months taken for repayment Total Interest Cost RM 1, RM 1, RM 1, Savings compared to Tier 3 RM RM Not valid with on-going promotions Terms and conditions apply For more details, visit citibank.com.my

Dining 20% off on total food bill only Hilton PJ % 03 7955 9122 ext 4073/4 www.zestpj.com Melaka & Johor Bahru Wine Spa 1st trial for RM188 only (RM450).

eve of and day of public holidays Not valid for group bookings, banquets or functions Advance reservation is required Not valid for promotional items, alcoholic beverages and tobacco Complimentary

required www.spamanja.com RM300 off on every 0.3 carat Stolen Heart diamond RM500 off on every 0.

07-332 2101 City Square % 07-222 9101 Sutera Mall % 07-55 60522 Stolen Heart, Plaza Pelangi % 07-338 2101 Stolen Heart, AEON Bukit Indah Shopping Centre % 07-234 5101 50% off on 2nd set when you buy

4 Dining 20% off on total food bill only Hilton PJ % ext 4073/4 Melaka & Johor Bahru Wine Spa 1st trial for RM188 only (RM450). 2nd visit onwards at RM238 15% off on purchase of products above RM350 FREE 1 traditional body massage with purchase on products above RM350 Taman Pelangi, Johor Bahru % Advance reservation is required Aseana Coffee House 30% off on á la carte menu 20% off on all buffets Tang Palace Chinese Restaurant 20% off on Dim Sum 20% off on á la carte menu for lunch & dinner % Not valid on eve of and day of public holidays Not valid for group bookings, banquets or functions Advance reservation is required Not valid for promotional items, alcoholic beverages and tobacco Complimentary Therapeutic Herbal Ball Treatment (worth RM68) with any Manja Treatments (Valued Treatments available from RM148 to RM398) Jalan Dato Sulaiman Century Garden % Advance reservation is required RM300 off on every 0.3 carat Stolen Heart diamond RM500 off on every 0.5 carat Stolen Heart diamond RM1,000 off on every 1 carat Stolen Heart diamond Additional 10% off for other White Gold Jewellery purchase Holiday Plaza % Angsana % Lien Ho % City Square % Sutera Mall % Stolen Heart, Plaza Pelangi % Stolen Heart, AEON Bukit Indah Shopping Centre % % off on 2nd set when you buy 1 lunch RM16.50 Lorong Universiti % Buy 1 FREE 1 handroll Buy any 2 Kiddy set and get 15% off the second set Valid till 30 Sept 2009 Valid at all Sakae Sushi outlets % Discount is based on the set with lower value Valid for dine-in only Not valid on eve of and day of public holiday(s) Electronik Keck Seng Sdn. Bhd. 15% off on normal priced items Valid till 31 Aug 2009 AEON Bukit Indah Shopping Centre AEON Tebrau City Shopping Centre % Sutera Mall % Valid with min spend of RM80 in a single receipt Buy Panasonic Viera TV RM3,799 (worth RM 3,999) & Get: FREE Movie Camera (worth RM 1,299), FREE Cable (worth RM 125), FREE Memory Card - 4GB (worth RM 159) & Extended 5-year warranty 10% off on selected items Tmn.Perling % Tmn. Johor Jaya % Tmn. Nusa Bestari 2 % Tmn. Nusa Bestari 2 12/2 % Tmn. Ungku Tun Aminah % While stocks last

Melaka & Johor Bahru 2D/1N (Deluxe room) package @ RM200+ inclusive of Complimentary buffet breakfast for 2 persons 20% off on food only at all food & beverage outlets (except Palm Lounge) Jalan

my Package is not valid with any form of discount card, during festive season and/or special promotions Advance reservation is required and package must be mentioned at time of reservation 50% off on

checked in on the same day Applicable only for same category rooms Advance reservation is required www.hotelembassy.com.

5 Melaka & Johor Bahru 2D/1N (Deluxe room) RM200+ inclusive of Complimentary buffet breakfast for 2 persons 20% off on food only at all food & beverage outlets (except Palm Lounge) Jalan Ibrahim Sultan, Stulang Laut, Johor Bahru % Package is not valid with any form of discount card, during festive season and/or special promotions Advance reservation is required and package must be mentioned at time of reservation 50% off on 2nd night stay (room/service apartment) 15% off on regular menu at Bimmer s Café & Bistro Jalan Dato Abdullah Tahir, Johor Bahru % Applicable only for 2nd consecutive night or both rooms checked in on the same day Applicable only for same category rooms Advance reservation is required Deluxe room from RM218++(Complimentary upgrade to Sea View room & late check out till 3pm subject to availability) 25% off on food & beverage Jalan Syed Abdul Aziz, Melaka % Not applicable on any banquet events and tobacco products or by products Available during weekdays, weekends and public holidays Executive Suite (1 Bedroom RM185++ inclusive of breakfast for 2 persons 9R, Jalan Bukit Meldrum % % off on colouring or perm only Dining Get 50% off on second drink when you order 2 cocktails/mocktails FREE Tapas worth RM9.90 with any food order worth RM50 and above Valid till 30 Sept 2009 Auto-City, Penang % Cineleisure Damansara % Discount is based on the set with lower value Valid for dine-in only Not valid on eve of and day of public holiday(s) 40% off on lunch & dinner (food only) at Tai Zi Heen Valid till 21 June % off on buffet lunch & buffet dinner (food only) at Eccucino 30% off on lunch & dinner (food only) at ENJU Valid till 30 Dec 2009 % Not valid for in-room dining, banquets, weddings, selected premium menu items, tobacco & cigars Discounts are not valid at Terrace Poolside Bar & Grill. Discounts are not applicable with other discount cards, vouchers, festive celebrations & promotions Advance reservation is required and subject to availability Rate quoted is not valid during festive celebrations seasons Rate quoted is not applicable with other discount cards, vouchers, festive celebrations & promotions Buy 1 FREE 1 for soups, salads, main course, pasta or desserts only Valid till 31 Aug 2009 Level 6, Pavilion KL % Taman Pelangi, Johor Bahru % Not valid on eve of and day of public holiday(s)

Shopping Penang 15% off on food only at G Café and Sesame + Soy Restaurant 15% off on beverage only at G Spot & G Lounge 70% + 2% off & FREE shopping bag Valid at all Tomei outlets nationwide % 03

applicable during festive promo, eve of and day of public holiday(s) Proof required without demand from hotel for Birthday celebrations Advance reservation (2 working days) required for birthday

6 Shopping Penang 15% off on food only at G Café and Sesame + Soy Restaurant 15% off on beverage only at G Spot & G Lounge 70% + 2% off & FREE shopping bag Valid at all Tomei outlets nationwide % Complimentary 1 kg of personalised in-house cake worth RM60nett for cardmember celebrating birthday with a minimum of 10 diners (for buffet only) Persiaran Gurney % Not applicable during festive promo, eve of and day of public holiday(s) Proof required without demand from hotel for Birthday celebrations Advance reservation (2 working days) required for birthday celebrations Complimentary with any purchase of pearls of RM4,000 and above: 1 pair of Akoya Pearl fish hook earrings RM200 dining voucher from The C Club Valid from 15 May till 31 May 2009 Bangsar % % + 5% off & FREE T.H. Jewelry Premium Valid at all T.H. Jewelry outlets % RM50 off for purchase of Diamond & Gem jewelry worth RM300 & above Valid at all Poh Kong outlets nationwide % Limited to purchase of one item of diamond and gems jewellery Not valid for loose stones, licensed items & promotional items FREE OE Gift with every purchase Wisma Equity, Jalan Ampang, KL % Gurney Plaza, Penang % Queensbay Mall, Penang % Customer Service % Spend above RM100 get 15% off on all flowers delivered in Penang Island () Mother s Day promotion: Spend above RM100 get FREE upgrade to 50% more carnation or Buy above RM150 get FREE 1 imported porcelain vase from Japan (worth RM50) (Valid till 7 May 2009) Father s Day promotion: Spend above RM120 entitled to add a bottle of Australian wine at 50% off (Valid till 7 June 2009) Delivery: 10% off for nationwide or 5% off for worldwide Georgetown % / Pamper your loved ones with our Mother s & Father s Day promotion: 50% off on 2nd purchase for : Any Mother s Day hand bouquet (Valid till 10 May 2009) Any Father s Day wine arrangement (Valid till 20 June 2009) Next purchase, redeem RM10 voucher on any flower bouquet priced at RM100 & above (Voucher validity is 3 months from date of issued) Auto City, Juru % % off on Porsche Design Driver s Selection Porsche Centre Penang, Auto City, Juru % Strictly applicable in Porsche Centre Penang, Auto City, Juru only

Penang Buy DR Murad s Award Winning Facial Therapy at RM98 (RM150) FREE on the above facial therapy for Mother s Day special promotion (Applicable for first 20 Platinum & Gold cardmembers only) Burma

only Advance reservation is required Buy 1 firming facial treatment + 1 anti-stress shoulder massage at RM68 (RM295) get FREE 1 Jane Irdale make-up application (Valid till 31 May 2009) Buy 1

RM180 Valid till 31 Aug 2009 Perak Plaza, Jalan Perak % 04-226 6042 Exclusive offer - Enjoy 3X rewards points Centro Klang % 03 3344 2363 20% off on regular priced merchandise items Level 2, TANGS

7 Penang Buy DR Murad s Award Winning Facial Therapy at RM98 (RM150) FREE on the above facial therapy for Mother s Day special promotion (Applicable for first 20 Platinum & Gold cardmembers only) Burma Road % Paya Terubong % Shopping GUESS, La Senza, Raoul, GUESS Watches, Marc Ecko Watches, Nautica Watches, Nike Timing, Paint 8 Valid for Citibank Platinum & Gold cardmembers only Advance reservation is required Buy 1 firming facial treatment + 1 anti-stress shoulder massage at RM68 (RM295) get FREE 1 Jane Irdale make-up application (Valid till 31 May 2009) Buy 1 customised facial treatment at RM57 (RM180) get FREE 1 eye lifting treatment worth RM65 (Valid till 31 Aug 2009) Buy 1 RF lifting facial treatment at RM135 (RM450) get FREE 1 face contouring worth RM180 Valid till 31 Aug 2009 Perak Plaza, Jalan Perak % Exclusive offer - Enjoy 3X rewards points Centro Klang % % off on regular priced merchandise items Level 2, TANGS Pavilion KL % Valid for new female customer only Advance reservation is required Panasonic Nanocare Hair Dryer (EH2271) Panasonic Face Steamer (EH-2424) FREE silk choker with every purchase of our patented versatile clip for exchanging pendants (for first 50 customers only) 20% off on Amee s exchangeable pendants Georgetown % Buy any item at RM500 & above get 50% off on Panasonic Blood Pressure Meter Mother s Day promotion: Buy Panasonic Nano Care Hair Dryer or Face Steamer get FREE Ionity Hair Comb worth RM99 Father s Day promotion: Buy Panasonic shaver with nose & ear hair trimmer set get FREE towel worth RM69 Anson Road Branch % Bkt Jambul % Jelutong Branch % Farlim Branch % Gurney Plaza % Panasonic Blood Pressure Meter (EW3108) Panasonic shaver with nose & Ear Hair trimmer set (ES-4036CMB) Eye Spa Relaxation Treatment (Normal Price: RM200 per session) * Complimentary 1 session for first timer * 50% off for 2 RM200 Buy 1 FREE 1 Custom-blended Dermalift Eye RM750 (Intensive Treatment for Eye Bag) S3, Pamper Floor, Starhill Gallery % th Floor, The Gardens Mall % % off on normal priced items Berjaya Times Square % Pavilion KL %

MASTERCARD OFFER EASY PAYMENT PLAN Panasonic 1.0Hp Aircond CS-S10JKH (Inverter) @ RM1,359 (with RM100 installation subsidy) (EPP: RM113.

8 MASTERCARD OFFER EASY PAYMENT PLAN Panasonic 1.0Hp Aircond CS-S10JKH RM1,359 (with RM100 installation subsidy) (EPP: RM x 12 mths) Advanced e-ion air purifying system Patrol sensor Valid at all Carrefour outlets % Carrefour careline While stocks last Discover The Great Singapore Sale with MasterCard Shopping Enjoy over 40 offers from local brands and international brands like Topshop, Karen Millen and Miss Selfridge, Patterns and Che Che Shop across the island with more exciting offers across 7 malls in Singapore Dining Savour over 30 dining deals from restaurants and cafes Health and Beauty Indulge in spa experiences and beauty treatments with privileges at 8 locations across the island Accommodation Enjoy special room rates across more than 10 conveniently located hotels Redeem shopping vouchers when you use your MasterCard. Cardmembers who accumulate S$2,500 and above on their MasterCard between 29 May and 26 July have the chance to redeem a S$250 shopping voucher (Valid for first 60 cardmembers only for each week) Please log on to mastercard.com/sea from 29 May till 26 July 2009 Terms and conditions apply. Valid for all MasterCard cards unless otherwise stated. To enjoy tourist offers, a passport or other photo identification must be produced for verification. Not valid with on-going promotions Terms and conditions apply For more details, visit citibank.com.my Sign-up for Celcom EXEC 50 plan and purchase the NEW Samsung SGH-S8330 at only RM per month (EPP: x 12 mths) Celcom Exec 50 Plan Benefits Low monthly commitment fee of RM50 15 sen FLAT RATE to any number nationwide Automatic monthly discounts up to 30% on domestic calls and SMS FREE value added services (Voic , call waiting, call hold, GPRS, CLIP & Call conferencing) Samsung SGH-S8330 Benefits Amoled touch screen c/w slider design HSDPA, 8MP camera with video player Document viewer & GPS External memory up to 16GB FREE Delivery within Peninsular Malaysia, Sabah & Sarawak Cardmembers can also opt for Samsung SGH-i780 or Samsung SGHM8800 Pixon Step 1 : Get your Celcom Exec 50 plan at Step 2 : Complete the below details and fax it back to (Attn: Ms. Nor) Samsung SGH-S8330 Samsung SGH-i780 Samsung SGH-M8800 (Pixon) (EPP: RM X 12 mths) (EPP: RM79.20 X 12 mths) (EPP: RM135 X 12 mths) Customer Name: New I/C: Date: Tel. (Office/Home): Tel. (Handphone): Delivery Address: Credit card No.: Expiry date: Cardmember s signature: Enquiries contact (Nor or Aaron) This promotion is valid for Subscription with Celcom Exec 50 Plan and is subject to approved Celcom registration only Prices offered are only valid for this programme and is not valid with any other programme Please allow 14 working days for delivery of phone Customer must subscribe to Celcom Exec Plan for a minimum period of 12 months

Retail therapy. Powered by Citi. Lots of choices for a little year-end indulgence.

Retail therapy. Powered by Citi. Lots of choices for a little year-end indulgence. NOVEMBER 2010 THE LEGEND INTERNATIONAL WATER HOMES, PORT DICKSON 80% off published room rates % 06-653 2000 reservations@legendiwh.com.my